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How Money Issues Can Affect Your Job
If your employees are dealing with debt or money problems, it’s normal for them to be concerned. But sometimes that stress spills over into other areas of life, such as work, and they find it hard to...
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Prioritize Your Tax Refund
It’s that time of year again, where people eagerly await for the mailman to deliver that one special envelope which contains something almost as exciting as Christmas morning; their tax refund.With the...
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Spring Cleaning Tips that Increase Your Budget
As Spring begins to bloom it’s time to get up and make some room- with your finances. Refresh your budget by increasing your income and decreasing your expenses. Here’s how:1. Clean Out Your...
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Make Your Spring Break Memorable, Even on a Budget
School is almost out for Spring Break, but what’s your plan? While some feel the need to plan elaborate, brag-worthy vacations, that doesn't mean you have to in order to have a good time. Sure,...
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40 Years Old. 40 Years Young.
In the summer of 1973, a meeting of the Retail Credit Managers Association of Dallas convened with a special guest, a National Foundation for Credit Counseling (NFCC) representative. At that meeting...
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How much did you spend for Valentine's Day?
Well, we just survived another holiday, this the one cynics accuse the greeting card, candy, flower, jewelry and date night industries of manufacturing! Depending on your relationship status, this...
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Ken Goodgames named CEO of CCCS of Greater Dallas
Consumer Credit Counseling Service of Greater Dallas Names Ken Goodgames Chief Executive OfficerVisionary Leader Helps Expand CCCS' Financial Capability Programs to ConsumersJanuary 14, 2015 -...
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How do you nickel and dime yourself?
We appeared in a story on CBS on Feb 11th all about the top money mistakes we make. (Find the full story here.) These include not refinancing, not watching management fees on retirement accounts, not...
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How do you deal with holiday debt?
It is generally one of the top New Years Resolutions. Getting out of debt (along with losing weight) is a leading resolution each year. Of course, if it were that easy, everyone would be...
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How do you track your expenses?
So, do you actually track where your money goes each day? Not just what you put on a credit or debit card... I mean every single penny? And if you do, how do you do it? Pen and paper? Do you stash and...
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Don’t Miss Out On the ACA Open Enrollment
This is a very busy time of year, with the holidays and year end just around the corner. However, it’s also an important time to evaluate your healthcare options. Open enrollment for the Health...
View ArticleOpen Enrollment for Medicare Advantage Ends December 7th
The Open Enrollment period for Medicare Advantage Plans and Medicare Prescription Drug Plans began October 15th and ends December 7th. This is important if you are currently enrolled in “Original”...
View ArticleSimple Steps to Save Successfully During America Saves Week 2016
America Saves Week (February 22 – 27, 2016) is an annual opportunity for individuals to assess their savings and take financial action. The theme for this year’s America Saves Week is simple: Save...
View Article7 Ways to Automate Your Savings
Sometimes, building a healthy cushion of savings can seem like a daunting task. We all know how easy it is to make a late credit card payment, or to end up spending all of your paycheck without...
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5 Student Loan Tips for Incoming College Freshmen
While a few fortunate students may get a “full ride” to the school of their dreams, most college students will be responsible for some, if not most, of the costs associated with college. In many...
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Bureau Gives Voice to Consumer Complaints
Recently, the Consumer Financial Protection Bureau (CFPB) released its monthly consumer complaint snapshot, highlighting credit reporting complaints. For the first four months of 2016, the bureau...
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Prepay Your Mortgage: Save Interest
Is reducing the length of your mortgage loan by accelerating your mortgage payments the right decision for you? Prepayment can save you money, particularly if you plan to reside in your home throughout...
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Tips for Preparing for Homeownership
Owning a home plays a critical role in communities across America. It’s part of “the American Dream,” and more and more businesses, government officials and non-profit agencies like Transformance are...
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What Financial Health Means to Us
Time and time again, we meet people in crisis. At Transformance, it’s part of our daily job: credit counseling, housing counseling, debt management and crisis relief. Each day we counsel individuals...
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Improve Your Life with a Financial Coach
One of the ways we’re improving our services at Transformance is by moving from counseling to coaching. Our clients need more than a sympathetic ear and a nod in the right direction; they need a...
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